Since 2007 we have seen much more volatility in the real estate market. One major area that realtors today are using to cut cost and reach a wider audience is having a mobile website, which is a real cost effective way to advertise properties and do mobile marketing.

Less technologically savvy realtors will pay dearly to those realtors who are taking advantage of what the modern day technology has provided for us to leverage on, as we do business. With this modern day technology, real estate agents are able to retain and recruit more leads easily and with ease because they can reach a lot more customers in their markets.

With a proper mobile website a real estate agent can reach prospective buyers twenty four hours a day, seven days a week. Even when your office (offline) is closed your online office (website) is there and open for buyers to come and do business with you. This will of course give you an edge over your competitors and enhance the productivity of your business.

If you are in business as a real estate agent to make profit and your profit comes from people, why not go to where the people are. Out of the world’s 44+ billion phones, 2+ billion are now smartphones and this number grows everyday. All analysts have agreed that the mobile web is the next place to do effective marketing for any kind or size of business. With these huge numbers it is clear that the customers a real estate agent is looking for are on the mobile web. So why not take your business there and properly position it for good profit.

Real estate agents need every advantage that is available for them. Having a website that clients and properly view on their phones and doing mobile marketing will help bring realtors into the twenty-first century world of technology. It appeals to today’s customers, saving them time and money. A mobile web presence is simply one of the best things that has happened to the real estate market.

A web presence will save the realtor a good amount of money. Print ads are costly and you have to constantly keep reprinting to update certain information. You do not have to always create print ads to update your prospective buyers, with a mobile website you just log in and update and it is done. You now have the current information about listings and other information flying before millions of prospective buyers globally. As an agent, make sure you work with a company that will update your site information regularly and on-time.

Some benefits your buyers will enjoy, if you have a mobile website include

Easy access – they can easily get to you without any need to leave their home in case they do not have an internet ready PC

Convenience - The statistics of mobile users today shows it is more convenient browsing with a mobile phone than a PC. You would have made your prospective customers happy to quickly get to you for any information or business deal by having a mobile website.

Mobile websites are considerably affordable which is where Kwikmobi.com leads the way. We have professional staff who are ready to design a great mobile website for your real estate needs. Start leveraging the vast number of mobile users and make a success out of your business. A mobile website is a mile advantage over your competitors.

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For those studying the current decrease in real estate market prices these days, inflation is most commonly observed in relation to these very decreases. Inflation consistently affects the price of real estate across the United States. To first understand what inflation is, proves important in grasping why it can have so much affect on the cost of housing.

So, what exactly is inflation? Generally speaking, inflation is the increase in services and goods, that makes your United States dollar worth less. This can affect the purchase of groceries, travel, vehicles, and especially the housing market.

There are many theories on inflation that have been studied over many years. Authors and business persons write books on the topic every day, whiles others read the books and try to create their very own theories on the subject. At this point in time, there are two types of inflation changes that can drastically affect the status of the economy – therefore, real estate. The first, and most significant in relation to housing, is cost-push inflation.

Cost-push inflation is when price of goods and services go up to the consumer, as the costs to own and operate the companies that create these goods and services, begins to increase. In a sense, the companies ‘push’ their increase in operating costs onto the consumers of their goods and services.

In relation to the housing market, companies that may build homes, give or broker loans, sell construction materials, etc. must also then push their costs onto the consumer. This making the real estate market prices rise for those looking to buy. In which case, market researchers would deem this point in time a ‘sellers-market’ in real estate.

So, how does inflation relate to the decrease in housing costs? When inflation hits its peak, or as market researchers define it, when the cost of living becomes too high for the consumer to handle, the cost of housing decreases. We as the United State are currently in this market, which we know as, a ‘buyer’s market’. As the cost of goods have hit an irregular high, the cost of real estate across the globe has become outrageously affordable for all.

Real estate investors wait for moments in time, like now, to invest in rental properties, home upgrades, and other investments they can hold onto until the market turns. For the average family, the cost of buying a new house, or constructing a new house is also at an all-time low.

So, whether you have been waiting for the right time to invest in Nacogdoches real estate, or property in Maine, inflation has temporarily made this cost-effective pricing window available. Inflation will make a change again, soon enough, so why not take advantage of the low prices the real estate market currently has to offer? Invest in your dream home today.

House flipping in today’s markets is what I consider to be an art or a skill of sorts and although I will admit there are tons of bank owned properties that perhaps sound like great investments it’s more than likely you’ll either break the bank or end up with a rental property which coincidentally isn’t that bad. However, our main goal is to flip houses to generate income now and as investors if you’re going to succeed at flipping houses then you must first consider some key elements when it comes to investing.

Below you’ll find a list of three key elements to consider for flipping real estate.

1.) Market Research: This is by far the most important step to consider when choosing your real estate investing playground.

There’s money to be made right in your own back yard, you just need to know how to find it. To many times do I hear investors say “I can’t make any money in my city” or “I bought an investment property to flip and now I’m stuck with it.” Before you buy any type of real estate investment you need to first research your market of choice.

The best way to conduct your research is to break your city down by areas (north, east, south, or west) or zip codes and see what the trends are. It’s really not that hard to do and once you can understand and figure out where people are buying the most, then you can proceed to search for property in those hot areas. Understand that not all areas of the U.S. have been affected by the real estate bubble. Coincidentally, some parts of the country are showing signs of an increase in price.

2.) Days on Market: If you want to succeed at flipping houses you need to understand where your buyers want to be and once you figure that out you need to look at the days on market.

The days on market will give you a close estimate of how many days you can expect your house to be on the market for sale. A word of advice: When listing your property for sale, start by listing it 1 – 2% less than what the rest are selling for.

3.) Speed, Speed, and Speed: Once you have decided on your area of choice you need to act fast.

Contact your local REO agent or friendly realtor and begin to submit offers. Once you get an approval you need to rehab the property as quickly as possible and get it back on the market for resell. Remember, real estate investing requires continued education. The markets along with the lending guidelines are always changing and it’s your job to stay on top of what’s going on in your city of choice. (Make it your job to become the expert in your city.)

The Danville Real Estate has displayed varying market activities depending on the type of properties sold in the neighborhood. The Diablo Highlands neighborhood features both smaller lot detached homes and larger ones. The smaller lot homes or the “Diablo Highlands” has been reported to have an increased activity recently. On the contrary, the larger-lot single family homes, or the “Diablo Highlands Country Estates” has shown less activity recently due to fewer available homes on the market. The following tells of the specifics of the market activities of both the “Highlands” and the “Country Estate Homes”.

Diablo Highlands

In comparison to the previous six months which had 4 closed sales, this most recent six-month period has better sales turn out with nine sales closed. Moreover, three homes are actively listed and one sale under contract (or pending sale).

The three active properties were listed for an average price of 601,183 which equals to $331 per square foot. These listings have been available on the market for an average of 71 days. The Glasgow property is a short sale.

The property on Glasgow Circle is the only pending sale and it is listed for $635,000 which translates to $251 per square foot. It has been available on the market for 53 days and is REO.

The nine properties were closed for an average price of $676,222 or $292 per square foot. These homes stayed on the market for an average of 30 days. They were sold for about 96% of the asking price. 185 Gardner Place and 190 Glasgow Circle were short sales.

Diablo Highlands Country Estates

Diablo Highlands Country Estates has one active listing and one pending sale. The once active listing has an asking price $975,000 or $323 per square foot. It has been listed for 14 days and is not distressed (short sale or REO).

The one pending sale is located on Ross Court, and is listed for $1,290,000 or $326 per square foot. This property has stayed on the market for 40 days. It is not a distressed property.

Diablo Highlands Neighborhood of Danville had three closed sales last year. The three homes’ average closing price was $1,203,000 which was equal to $296 per square foot. This amount was about 98% of the properties’ asking price. On the average, the homes were available on the market for 49 days. None of the properties were short sale or REO.

This is the most asked question that new investors ask. They ask it for obvious reasons; to know when they will get their investment in the course back, to determine if it is worth their time or because they are desperate to make money.

I have heard all sorts of claims by national gurus that it should only take a week or 30 days for a new real estate investor to get a deal. Let’s start by defining what a “deal” is and what it is not. A deal is a completed real estate transaction, both a purchase and a sale, where the investor makes a profit. It is not simply getting a property under contract and hoping for the best. It is not buying a property at 5% below the listed price on the MLS® and going to rehab it. It is completing the life cycle of a deal from purchase or contracting to sale.

An investor can start in the conventional manner of buying a property and reselling it to an end-buyer or he can look to do wholesaling to other investors to start. We will look at both options to show the dramatic differences.

Wholesaling – I mentioned contracting above because in wholesaling an investor only needs to contract the property to sell it. He does not have to purchase the property, close and wait for a buyer. This is true for those investors who understand the real nature of wholesaling. This is the fastest way to get a deal closed and cash in the bank for new investors.

Rehabbing – If the investor wants to and has the money to purchase a property, he can simply find one on the MLS® that needs repairs and go for it. If he wants to stay in the business long-term, he will have to develop marketing techniques to find good deals – essentially what wholesalers do. His time frame to make a completed deal will usually be in the area of 2 – 3 months and longer if the buyer of his rehab has to get conventional financing. Some deals will take longer to complete, but they will all require the money for the purchase, carrying costs and the expenses of the rehab.

The process of getting a deal first entails finding one. There are at least fifty ways to prospect for motivated sellers to find a property for sale. The next step is to determine if the seller is motivated, if not, it is a waste of time for the investor. This isn’t to say the seller won’t be motivated in the future, but currently the seller’s interest is only the price he will get. Experienced investors know that the real money is in the follow-up and not the initial offer.

In wholesaling, the next step after a seller is determined to be motivated and receptive to your offer is to determine what price to offer. A motivated seller is distinguished from a non-motivated seller because he is interested in a solution to his personal problem, not just the price he gets. What price to offer usually entails determining the repair costs and after repaired value and then making an offer at enough of a discount to be able to resell it to another investor and make a profit spread – without having to do any repairs.

Assuming a new investor gets a seller to sign a contract and in a week he finds a buyer who will purchase the property or his contract (Assignment of Contract), the closing will usually take place in 3 – 4 weeks for a cash buyers. It is possible to close sooner but the title work can take as much as 30 days to complete.

So in summary and not counting the initial time required to find and put a contract on a property, it should take 30 days to do a wholesale deal – if all goes exactly as planned. For doing rehabs, the time after the property is found and contracted will likely be an average of 120 days in most areas.

If someone tells you that you can do a deal in seven to 30 days, you may be in for a surprise unless you have a lot of structure in your business and have continuous prospects in your pipeline. The more important question is, “can you sustain a deal every 7 to 30 days?” The answer to this question is all up to your perseverance and management capabilities as you get more and more prospects in your system and have more and more closings on the horizon.

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If you are a real estate investor or if you are heavily involved in other areas of real estate, you are probably well aware of some of the difficulties of checking for clear titles in some areas of the country. A failure to do so can result in significant financial losses. This is why it can be a good idea to outsource real estate title insurance services.

When you must run your own real estate business, titles become so important that you would need a full-service, full-time team of investigators if you want to be able to keep up with your needs using in-house employees. In many cases, it makes a lot more sense to concentrate your employee resources on the business and to make use of a company that specializes in offering title insurance services. These companies know their business because they are built around investigating titles and insuring properties against losses that could result from title claims.

The important thing is that you choose the right company when you decide to outsource real estate title insurance services. The importance of your business success is on the line. You need to know that you are insured against any title claim losses. Choose a well-known, reputable company. A title insurance company’s past clients are a good place to start. How well has the company supported them? How has the company lived up to its responsibilities? If you do not have past clients to interview, it will be very hard to determine the reliability of the company. Do not forget to check the Web for reviews of title insurance outsourcing companies.

Make sure you match the size of your business with the capabilities of the company to whom you intend to outsource. If you have a large business, choosing to outsource real estate title insurance to a small company may not be the wisest move, as the company will be too small to handle your client load.

The insurance industry is very competitive and offers players a complex and difficult environment. Getting new clients and maintaining the existing ones has become a challenge especially due to the economic downturn.

The real estate industry has been growing rapidly over the years. However, recently real estate firms have been faced by stiff competition from the increasing number of players and a contracting market.

The challenge therefore is for insurance companies and insurance firms to sustain growth by differentiating their products and finding new ways to meet the ever changing needs of their customers. To do this they should have in place systems to manage their customers. That is where CRM (Customer Relationship Management) systems come in. CRM can help real estate firms and insurance companies in the following ways:

Effective Promotional Campaign Planning

CRM systems help in the segmentation of customers with respect to their tastes and preferences. This helps in targeting the right promotional campaigns at the right people. CRM system for Insurance companies can be used to segment insurance buyers according to the type of insurance they need and how much they are willing and able to spend. CRM for insurance can be used to segment clients based on their purchasing power and affluence.

Sales Analytics

CRM helps in generating high quality leads and enables effective follow up. CRM system for Insurance companies can be used to profile a client and follow them up with the kind of product suited for them. This will increase conversion rates by prioritizing the most promising leads. CRM system for insurance provides the firms with lead generation intelligence and enables them to follow up on clients based on their previous real estate purchases. CRM gives companies in the two industries analytics of past sales to enable them to makes sales projections.

Dashboards

CRM gives businesses the benefit of seamless and automated reporting that is availed in a timely manner. These reports are used in strategic decision making by management. CRM software for Insurance companies gives them a platform for a unified customer view that aids in making strategic decisions on product performance. CRM system for insurance gives firms the ability to make time critical decisions in the insurance market.

Improved Customer Service

With the analytics availed to businesses by CRM system, customer are given personalized treatment instead of the usual generalizations that do not cater to the specific needs of the customer. CRM system for Insurance companies enables customers to get speedy responses about their insurance applications. CRM software for insurance gives insurance firms the ability to fulfill customer requests on the availability of insurance in no time.

Cross Selling and up selling

CRM usually makes it possible for businesses to identify the needs of their clients by identifying the products they bought and suggesting complimentary or premium products. CRM software for insurance gives insurance intelligence on the kind of property a client wants to buy and premium properties of the same type or add-ons such as a swimming pool and other luxuries. CRM software for Insurance companies allows them to bundle their insurance products or sell a complimentary insurance package to a prospective client.

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Canadian newspapers carried stories recently about the eviction of land owners in an area known as La Manzanilla, located on beautiful Tenacatita Bay, between Puerto Vallarta and Manzanillo on the west coast of Mexico.

Many owners purchased property from farmers that had previously been ejido land a tenancy not unlike Indian lands in the United States and Canada. Ostensibly the proper legal procedure had been followed and apparently many of the properties were held in Fideicomisos, the Mexican bank trust that is required for foreign owners in compliance with Article 27 of the Mexican constitution. According to information published, the prior titles to the land had been signed by Vicente Fox, president of Mexico during 2000-2006.

Unfortunately, however, a Jalisco state circuit judge ruled recently in favor of a real estate developer who had allegedly acquired the land, as private property, in 1991. Attorneys for the developer declared that it had filed the complaint in the courts in 1993.

Jalisco state police officers in compliance with an eviction order, dis-occupied the property and are denying access to those in possession.

This is a nightmare that could have been avoided. Title insurance is available in Mexico. A title policy, issued in conformance with Mexican law, will protect the amount of the buyer’s investment. In order to obtain a policy of title insurance, a title investigation must be carried out. This investigation will report potential issues and problems. If none are found, or if the issues are solvable, a commitment will be issued and the policy will be written at the time title transfers to the buyer who ordered the investigation.

If the title company reports problems that cannot be resolved, the potential buyer will at least be fully aware of the risk and can decide whether or not to proceed with the purchase. Some problems are not immediately known, however. When this happens and, if a problem arises at any time during the ownership of the party registered on the policy, it is necessary only to contact the title insurance company who is then legally bound to fight the issue and, in the event it does not win, owner is compensated up to the amount declared in the policy.

Title insurance is NOT an expensive proposition. The title investigation cost will depend upon the area where the property is located and can range from 450 USD to 3,000 USD. Actual cost will depend upon whether or not a title data base has been created. When a new data base must be created obviously more time, and hence, greater cost, will be involved. The premium, a one time payment, will run from 6.00 USD to 7.50 USD per 1,000 USD valuation, plus tax. Thus an insurance policy on a 200,000 USD property can cost $1,200 to 1,600 USD. which seems to be a small amount to pay for the security afforded. The prudent buyer will always include the cost of title insurance investigation and policy in his closing budget.

Two US companies have title policies approved in Mexico for use on properties located in Mexico. It is important that this option be made available to any and all considering a purchase of property in Mexico.

By Linda Jones Neil

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